Spread the cost of payments with 


It’s Easy to Apply

Simply choose your goods and select afforditNOW finance at checkout.

The online application takes just a few minutes and you’ll receive an instant decision.


Just a little upfront will do it

No big deposits or large fees to pay. We like things simple so just a 10% deposit upfront is all you need.

We’ll ask you for a valid debit or credit card during the application process but you'll only pay if you’re approved.


Representative Example

  • Purchase Price £500.00
  • Deposit £50
  • Loan Amount £450.00
  • Cost of Credit £140.89
  • Total Repayable £590.89
  • No of Payments 48
  • Monthly Payment £12.32
  • APR 14.9%
  • Interest Rate 14.0%


How to Qualify

You need to:

  • be 18 or over and employed at least 16 hours per week
  • have 3 years continuous UK address history
  • have a UK account that accepts direct debits
  • have a have a good credit history

We welcome applications from retired individuals, in receipt of a private or company pension. We are also able to consider applications from customers on long-term disability benefits as well.

Please note: Finance is subject to application and status. Meeting the above criteria does not guarantee your application will be approved.

afforditNOW is provided by PayBreak Ltd, authorised and regulated by the Financial Conduct Authority. Registered in England with company number 7440512.

Registered office: PayBreak Limited. Floor 1, The Bloc, Ashley Road, Altrincham, WA14 2DW.

Baron Medical T/A Mobility Scooters UK is a broker and not a lender. 


Need help?

Call afforditNOW on 03333 444 224

Or email hello@afforditnow.com


Still have questions?

How long does it take to apply?
You should get an instant answer on whether your application for finance has been successful. In some cases, we may need to review your application in more detail before making a decision.
What happens if my application is declined?
You can still pay for the goods using an alternative payment method, such as a debit or credit card.
Will I be charged if my application is declined?
No, you will not be charged anything if your application is unsuccessful.
Can I pay the finance off early?
Yes, you can settle your loan at any time.
How do I pay the finance back?
Repayments are made by Direct Debit.